Basic Policy on Measures Against Customer Harassment

(Basic Principles)
Article 1

We will respond to opinions and requests received from insured persons and other relevant parties with care and sincerity. We will also provide education and training to our staff and make every effort to improve the satisfaction of insured persons and employers.
At the same time, in cases of customer harassment, we will take a firm and organizational approach to protect our staff.

(Definition)
Article 2
Customer harassment is defined as conduct that meets all of the following three elements:
  1. The conduct is carried out by an insured person, an employer, or any other person involved in our business operations.
  2. The conduct toward our staff in connection with their work goes beyond what is reasonably acceptable according to generally accepted social standards.
  3. The conduct interferes with the working environment or the performance of duties by our staff, or infringes upon their dignity.
(Examples of Conduct Constituting Customer Harassment)
Article 3
Examples of conduct that may constitute customer harassment are as follows. The examples listed below are illustrative and are not exhaustive.
  • Physical attacks, such as assault or bodily injury
  • Psychological attacks, such as threats, slander, defamation, insults, or abusive language
  • Intimidating or coercive behavior
  • Continuous, repeated, or persistent conduct
  • Restrictive conduct, such as refusing to leave, remaining on the premises, confinement, or excessively long telephone calls
  • Unauthorized entry into office areas, or unauthorized photographing, filming, or recording of office areas or staff
  • Discriminatory remarks or conduct
  • Sexual remarks or conduct
  • Demands that staff bow down or prostrate themselves
  • Personal attacks against, or demands directed at, individual staff members
  • Posting staff members' personal information or other information about them on social media, the Internet, or other platforms
  • Unreasonable or unjustified demands
(Response to Customer Harassment)
Article 4
We will listen sincerely to opinions and requests received and respond to them with careful explanations.

2. If we determine that conduct constitutes customer harassment, we may discontinue our response, depending on the circumstances.

3. If conduct constitutes customer harassment and is determined to be particularly malicious, we will take strict action, including consulting with the police, attorneys, or other appropriate authorities, and may take legal measures as necessary.

Supplementary Provision:
This Policy shall come into effect on October 1, 2026.

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